So there was a bit of a snafu with me and my bank.
I had sold several art pieces to someone that buys pretty regularly, and oops, his payment got returned.
No problem, I contacted him and he said he needed 2 days and he’d make it right via Paypal. Okay, I’m cool with that.
So, I had paid two bills based on this deposit and while neither alone would have overdrawn my account, my bank in their infinite wisdom ran both payments and charged me two returned check charges of $37.50 each.
I called the bank and they basically said, “Up yours, screw you, we already trick you into being your own bank teller now you’ll pay double for NSFs too bwa ha ha ha”…
Well actually she just said,
“No, I am sorry policy says we can’t waive the fees.”
I say I’ll be down to make a deposit in about 2 hours to make everything right and again she reads another canned answer to me.
Now, I’m annoyed. Does my bank really need those NSF fees that badly? Am I taking cake outta this chick’s mouth by asking her to waive them?
The way she’s acting you’d think I was.
We go back and forth and I talk to 3 more “managers” and finally get this utterly cool guy who says, “Hey make a deposit before 4pm today and I’ll go ahead and waive these fees.”
My faith in cool people is restored.